Working Capital vs
Traditional Bank Loans

We are a resource for business owners to access working capital in a simple, smart way with a rapid-fire turnaround. When you need to smooth out cash flow or take advantage of an expansion opportunity, we are here to offer a short-term funding solution up to $500,000.

What is a traditional bank loan?

Working capital fuels many things. It helps offset a business slowdown. It covers planned and unexpected expenses. It meets short-term debt obligations. And it often ensures a company’s future financial health.

But for many growing businesses, banks are not always the answer. The fact is that banks continue to reject the great majority of small business loan applications. That means personal ambitions and dreams are dashed along with them. That also means an accelerating number of business owners have discovered that alternative funding may be their only option. That’s where Good Funding steps in. We are the right choice – the good choice - when you are seeking alternative business funding.

What is a working capital loan?

Working capital fuels many things. It helps offset a business slowdown. It covers planned and unexpected expenses. It meets short-term debt obligations. And it often ensures a company’s future financial health.

But for many growing businesses, banks are not always the answer. The fact is that banks continue to reject the great majority of small business loan applications. That means personal ambitions and dreams are dashed along with them. That also means an accelerating number of business owners have discovered that alternative funding may be their only option. That’s where Good Funding steps in. We are the right choice – the good choice - when you are seeking alternative business funding.

How are the qualifications?

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Traditional Bank

The qualifications for a term loan are much more intense than most working capital loans. Lenders will often require extensive paperwork and will check your credit, financial records, and background. Based on the size of the term loan, you may also need to provide collateral.

Working Capital

The qualifications for a working capital loan are much more lax. Depending on the type of working capital loan, you may have access to funds within a few hours with minimal requirements (i.e. business credit card). While ease and speed is great, it may cost you in the form of higher interest payments.

It's time to debank.

Retail banks serve the general public with a menu of products and services. Our team has figured out how to create financial products tailored to the unique needs of our clients.

Traditional Banks

Funding and payment terms are inflexible

Applications are lengthy.

Requirements often include collateral and detailed financial statements.

Getting an approval can take days or weeks. Funding takes even longer.

Good Funding Logo

Good Funding

Flexible financing designed to drive results.

Short application and minimal documentation.

No hard pull. leniency with credit score and younger businesses

Go from app to approval to funded in as little as 24 hours.

Why Good Funding?

We offer one powerful product that helps businesses move forward. With Good Funding’s capital solutions, we impact change that addresses the unique challenges you face today. We are sensitive to your needs and completely vested in your success. When you require secure, fast and flexible funding, Good Funding is the good choice, the right choice. 

Expertise

Caring Advisors

History Of Trust

Personal Experience

Fast And Easy Application

Lasting Relationships

Ready to move your business forward?