Business Line
of Credit

A business line of credit from Good Funding gives you the financial flexibility to grow your business on your terms—up to $500,000. Access the funds you need when opportunities arise or challenges come your way. With competitive rates and a fast approval process, we make it simple to secure the resources that drive your success

Ready to move your business forward?

All fields are required


How to get a business line of credit

Submit your application

Start online with just your three most recent business bank statements—it’s quick, easy, and hassle-free.

1
Talk with a specialist

Connect with our experts to explore financing options tailored to your business needs and goals.

2
Get a fast decision

Receive approval the same day! Your approved funds can be available in as little as 24 hours.

3

Getting a line of credit for your business is easy

At Good Funding, we make accessing the capital you need simple and stress-free:

No hard credit pull to start your application.
Flexible qualifications that consider your credit history and time in business.
We say Yes when others say no!

What is a business line of credit?

A business line of credit is a flexible financing solution that allows you to access funds as needed for your business. Unlike traditional loans, it gives you control to use only what you require, whether for managing cash flow, seizing opportunities, or covering unexpected expenses. Pay interest only on the amount you draw, keeping costs manageable.

Which is right for you? A business line of credit or a working capital loan?

Business Line of Credit
Access funds as needed, up to your limit.
Only pay interest on the amount used.
Perfect for managing cash flow or seasonal expenses.
Flexible repayment based on usage.
Working Capital Loan

How you can use a business line of credit?

Pay liabilities

Pay any current liabilities in full

Purchases

Purchase Inventory and equiptment

Expenses

Handle expenses and seasonal shortfalls

Pay employees

Pay employees and look for expertise

Why Good Funding?

We offer powerful products to help businesses move forward. We are sensitive to your needs and completely vested in your success. When you require secure, fast, and flexible funding, Good Funding is the good choice - the right choice.

Expertise

Caring Advisors

History Of Trust

Personal Experience

Fast And Easy Application

Lasting Relationships

Frequently
Asked
Questions

What determines how much business funding I can get?

Good Funding focuses heavily on recent revenue to determine funding qualification. We also consider credit history, time in business, and several other factors to determine the right amount of funding for your needs.

Does my business qualify for funding?

If you have at least three months’ time in business and can provide business bank statements, you may qualify for funding. To find out if you qualify, you must apply. It costs nothing. There is no hard credit pull and no obligation to move forward.

How can I use the business funding?

Your funding can be used for any business need: from payroll to hiring to equipment purchases and more. This flexible financing is ideal to help you manage cash flow and move your business forward.

How long does it take for me to get the business funding?

Once you apply and provide all necessary information, we can provide a same-day decision. If approved, you could have funds deposited into your account as soon as the next day.

If I have poor credit history, can I still get funded?

We consider several factors to determine if our product is a good fit for your business. While credit score is part of the decision, less-than-perfect credit is not an immediate barrier to entry. The only way to know for sure is to apply. There’s no hard credit pull and no obligation.

“Working with the Good Funding team has been a breeze! We believe their constant, clear communication and transparency has been a key component to the success of the company.”

Jillian C.

“Fast and easy from A to Z! Professional and efficient throughout the funding process. Will definitely use again!”

Will T.

“Good funding saved my business multiple times! When I needed funds to hire and expand they were right there! I appreciate them so much and I’m looking forward to working with them again!”

Dela A.

“I have had an excellent experience with Good Funding. They listen to my needs, provide options, as well as solutions to those needs. If questions arise, [they have] always been quick to provide the answers. It's a wonderful company to work with!”

Eric M.

“I needed this capital to help me grow my business and take some of the stress off the day to day finances … I feel really good about having a long-term relationship with the Good Funding team.”

Sandra K.

Ready to move your business forward?

All fields are required


What is a working capital loan?

Working Capital is the difference between your current assets, like your sales and inventory, and your current liabilities, like your bills and short term financial obligations. Your working capital ratio, or working capital formula, is calculated by dividing your current assets from your current liabilities to find the amount of cash a company has to complete their operating cycle, meet their financial obligations, and still come out ahead.

How can you use working capital

Cash Flow
Management

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Finance
Equipment

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Business
Expansion

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Hire
Employees

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